In the auto insurance market, competition is fierce and it can really pay to shop around. But remember that being well protected is still the best way to save money on your car insurance.

In Quebec, auto insurance is offered as a standard policy for everyone and is approved and updated by Quebec's Autorité des marchés financiers (AMF).

Your auto insurance is there to protect you against financial loss if you are in an accident. Your car insurance is, essentially, a contract between you and your car insurance company. You pay a premium, and in return, the insurer agrees to pay for any losses as they are defined in your car insurance policy.